Skip to main content

Mortgage Broker San Juan Capistrano CA

Call 949-482-2059.

FREE Quote
Fill Form Below

    Are probably you seeking a Fantastic Local Mortgage Broker in San Juan Capistrano CA

    Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005. Mortgage Broker San Juan Capistrano CA concentrating on both residential and commercial Mortgage loans. Our dedicated team has over 20 years of united real estate experience in the lending business. Call us Today at 949-482-2059. Get a FREE Quote.

    Mortgage Broker San Juan Capistrano CA

    Mortgage Broker San Juan Capistrano CA

    Our Company has many Mortgage programs that provide challenging interest rates, low down payment requirements, and versatile underwriting guidelines, Each of these features is crafted to make your Mortgage Loan more cost-effective.

    Our preference is to present excellent rates and low fees.
    we walk you through the complete mortgage process.
    Close on time without having surprises. Mortgage Broker San Juan Capistrano CA
    We make sure you understand exactly what we are handling and why.
    We help you get the most ideal Mortgage program.

    Mortgage Broker San Juan Capistrano CA Our specialty is providing funding to people with complicated financial Situations. Our utmost goal is to create enduring relationships with each of our clients so that We may continue offering excellent Mortgage service for many years to come.

    Unleash Your Real Estate Potential with Our San Juan Capistrano, CA Mortgage Services

    Elevate your real estate journey in San Juan Capistrano, CA, with the transformative power of our Mortgage Services. Rooted in a comprehensive grasp of local dynamics, we engineer mortgage solutions that seamlessly align with your aspirations. Accelerate towards rapid approval and funding through our adept team, while enjoying competitive rates and an unwavering dedication to your contentment. Whether you’re stepping into homeownership for the first time, seeking lucrative investment opportunities, or considering mortgage refinancing, our commitment stands strong. Take the first step effortlessly with our intuitive online application or connect directly with us at Tel 949-482-2059. Unlock the door to your real estate potential with the unparalleled Mortgage Services in San Juan Capistrano, CA.

    Contact Us :

    HII Mortgage Loans San Juan Capistrano CA
    32158 Camino Capistrano Ste 104-813-Q
    San Juan Capistrano, CA 92675
    Phone : 949-482-2059
    E-mail : CoastalFunds18@gmail.com
    Website : https://happyinvestmentsinc.com/mortgage-broker-san-juan-capistrano-ca/

     

    Commercial Real Estate Mortgage Loans Columbia MO

    Choose amazing Mortgage Broker Loan Programs in San Juan Capistrano CA

    We provide services for the following Mortgage Loans:

    Jumbo Home Loans
    Reverse Mortgage Finances
    Home Purchase Loans
    Home Refinance Loans
    Home Equity Finance
    Cash Out Home Finance
    FHA Loans/ VA Lending
    Hard Money Lending
    Home Equity Loans Mortgage Broker San Juan Capistrano CA
    Second 2nd Mortgage Lending
    Commercial Lending
    Bank Statement Home Finance
    Home Improvement
    First Time Home Buyers
    Vacant Lands Finance
    Transactional Funding
    Rehab/Construction & Investment Lending
    And Much, Much More!

    Mortgage Broker San Juan Capistrano CA No matter if you’re a first time home buyer or an Expertise Investors. You’ve found the right place Call us Today To acquire A Free Quote. Call 949-482-2059

    Since 2005 Happy Investments Inc has rapidly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s starting purpose to deliver competitive products with the best rates and service. Our staff has years of experience and knowledge working in this industry, and we can say with confidence that we will get the job done right.

    we control for the sole purpose of giving low-cost mortgage finance to all qualified clients. Founded in California during the peak of the economic crisis, our commitment to customer service makes sure a hassle-free and financially satisfying consumer experience.

    By preserving a vast network of banking relationships, we have easy access to the best favorable terms available for each and every specific loan scenario. Our network consists of the largest financial institutions, smaller regional banks, portfolio lending institutions and private lending sources.

    Our team has helped decades for building owners like you. We have connections with local lenders who know this market and comprehend the needs of midsize and smaller facility owners throughout the City’s neighborhoods. These intimate relationships can help you get the finance you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the most effective mortgage for you and your family from the various mortgage options that are available today. After you choose the loan that is best for you, we will work continually in your place to help you achieve your long for homeownership. To Get a Free Quote. Click Here

    Take advantage of our expertise in the Mortgage Loan industry by applying online today. You will experience that the skill, professionalism, and consideration we give to each of our clients make getting your funding a worthwhile undertaking.

    Call us today 949-482-2059 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy  online mortgage

    Our service sources are skilled in the areas of any form of Property Mortgage Funding. The more reliable we can get your to fill online form, the quicker we can get you endorsed and funded. Don’t delay– do the good thing and call our Real Estate Mortgage finances organization today.

    Our company Also Offer in San Juan Capistrano CA:

    Hard Money Loans
    Home Equity Finance
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Loans Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances commercial property mortgage

    About San Juan Capistrano, California:

    San Juan Capistrano is a city in Orange County, California, United States. The current OMB metropolitan designation for San Juan Capistrano and the Orange County area is Santa Ana–Anaheim–Irvine, CA. The population was 34,593 at the 2010 census, up from 33,826 at the 2000 census. The city was created around the Mission San Juan Capistrano, and many of the homes and strip malls resemble the Spanish architecture that composes the building. It is home to the widest variety of homes in Orange County, including those built prior to 1900, in its central district (some being adobes from the 18th century). San Juan Capistrano formerly hosted a population of cliff swallows that migrate each year from Argentina to the Mission San Juan Capistrano.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in San Juan Capistrano CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in San Juan Capistrano CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in San Juan Capistrano CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in San Juan Capistrano CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in San Juan Capistrano CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.