Home » Mortgage Broker Anaheim CA

Mortgage Broker Anaheim CA

Call 657-242-3080

FREE Quote
Fill Form Below

Are likely you finding an Ideal Local Mortgage Broker in Anaheim CA?

Happy Investments Inc has been a Mortgage Broker and loan provider serving California since 2005. Mortgage Broker Anaheim CA focuses on both residential and commercial Mortgage loans. Our dedicated team has more than 20 years of combined real estate experience in the financing business. Call us Today at 657-242-3080. Get a FREE Quote.

Our Establishment has many Mortgage programs that provide competitive rates of interest, low down payment requirements, versatile underwriting guidelines, and Mortgage Broker Anaheim CA Each of these features is designed to ensure your Mortgage Loan is more reasonably priced. Hard Money Loans.

Our main concern is to present remarkable rates and low fees.
we walk you with the help of the overall mortgage process.
Close on time in the absence of surprises.
We make certain that you understand exactly what we are accomplishing and why.
We help you attain the most reliable Mortgage program.

Our specialty is providing funding to people with complicated financial Situations. Our utmost goal is to create enduring relationships with each of our clients to make sure that We may continue providing impressive Mortgage service for a long period of time to come.

Elevate Your Real Estate Goals with Our Anaheim, CA Mortgage Brokerage Services!

As the premier choice for mortgage brokerage services in Anaheim, CA, we are committed to streamlining your path to property ownership. With an unwavering focus on your needs, our team diligently works to secure mortgage solutions that align with your financial aspirations. Our deep understanding of the local market and industry trends empowers us to provide expert advice that guides you toward making informed decisions. Whether you’re looking to buy, refinance, or invest, our personalized approach ensures a seamless experience. Dial Tel 657-242-3080 or utilize our swift online application to initiate a journey towards unlocking the doors to your dream property.

Contact Us :

Happy Investments, Inc. Anaheim CA
9852 Katella Ave # 174C
Anaheim, CA 92804
Phone: 657-242-3080
Website: https://happyinvestmentsinc.com/mortgage-broker-anaheim-ca/

Mortgage Broker Seal Beach CA

Choose amazing Mortgage Broker Loan Programs in Anaheim CA.

We specialize in the following Mortgage Loans:

Jumbo Home Finance
Reverse Mortgage Lendings
Home Purchase Finance
Home Refinance Loans Mortgage Broker Anaheim CA
Home Equity Loans
Cash Out Home Lending
FHA Loans/ VA Lending
Hard Money Loans
Home Equity Lending
Second 2nd Mortgage Loans
Commercial Lending
Bank Statement Home Loans
Home Improvement
First Time Home Buyers
Vacant Lands Loans
Transactional Funding
Rehab/Construction & Investment Lending
And Much, Much More!

Regardless of whether you’re a very first time home buyer or an Expertise Investors. Mortgage Broker Anaheim CA, Look no further Call us Today To acquire A Free Quote. Call 657-242-3080

How Mortgage Broker and finance company serving California.

Mortgage Broker Anaheim CA, Since 2005 Happy Investments Inc has quickly become a relied on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s starting purpose to provide competitive products with the most ideal rates and service. Our staff has years of experience and knowledge working within this industry, and we can say with confidence that we will get the job done right. Fast Loans.

We control for the sole purpose of furnishing low-cost mortgage funding to all qualified clients. Established in California during the peak of the economic crisis, our commitment to client service provides a hassle-free and financially fulfilling consumer experience.

By managing a vast network of banking relationships, we have easy access to the absolute most favorable terms available for every specific loan scenario. Our network includes the largest financial institutions, smaller regional banks, portfolio lending institutions and private loan sources. To acquire A Free Quote. Call 657-242-3080

Our team has helped decades in behalf of property owners like you. We have relationships with local lenders who know this market and comprehend the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These relationships can help you get the financing you need.

Mortgage Broker Anaheim CA.

Our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to very carefully guide you through the home loan process so that you can confidently select the most effective mortgage for you and your family from the various mortgage options that are available today. After you decide on the loan that is best for you, we will work continuously in your place to help you achieve your dream of homeownership. To Get a Free Quote. Click Here

Benefit from our expertise in the Mortgage Loaning industry by applying online today. Mortgage Broker Anaheim CA. You will experience that the skill, professionalism, and factor to consider we provide for each of our clients makes getting your financing a worthwhile undertaking.

Give us a call today 657-242-3080 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy

Our service firms are skilled in the areas of any type of Property Mortgage Funding. The more dependable we can get your to fill online form, the quicker we can get you approved and funded. Don’t delay– do the advantage and call our Real Estate Mortgage funding’s organization today. Contact us.

Our company Also Offer in Anaheim CA:

Hard Money Brokers

Home Equity Financing
Second 2nd Mortgage Financings Lending institution
Commercial Residential Mortgage Lending
Bank Statement Home Finance Self Employed
Home Buyer Down Payment Assistance Finance Program
Home Improvement Renovation Refinance Loans Mortgage provider
First Time Home Buyers FHA Mortgage Loans Mortgage lender
Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Lending

Project Video

ABOUT Anaheim, CA

Anaheim is a city in Orange County, California, part of the Los Angeles metropolitan area. As of the 2010 United States Census, the city had a population of 336,265, making it the most populous city in Orange County and the 10th-most populous city in California. Anaheim is the second-largest city in Orange County in terms of land area, and is known for being the home of the Disneyland Resort, the Anaheim Convention Center, and two major sports teams: the Anaheim Ducks ice hockey club and the Los Angeles Angels baseball team.

FAQ

What's a mortgage APR in Anaheim CA?

Your annual percentage rate, or APR, is one of the many costs that comes with a mortgage. While your mortgage’s interest rate is the annual cost to borrow money (expressed as a percentage), your APR takes other fees and charges into account.

Your APR includes the loan’s interest rate, any mortgage points you purchase, and lender and broker fees. Looking at your APR can give you a picture of the true cost of your mortgage.

A mortgage’s APR is usually more than its interest rate.

What are mortgage fees in Anaheim CA?

Charging fees is one way that lenders make money off mortgage loans. Mortgage fees should be listed on your closing documents and may include the following:

Origination fee
Application/processing/administrative fee
Underwriting fee
Points fee
Appraisal fee
Inspection fee
Attorney review fee
Private mortgage insurance
Homeowners insurance
Title search or insurance fees
Survey fee
Prepayment penalty

What are different types of mortgage loans in Anaheim CA?

The most common type of mortgage loan is a conventional loan. Other types are backed by the Federal Housing Administration or are from a special program such as the Veterans Administration or the USDA.

Most mortgages are conventional, meaning they’re not part of any specific government program — though they’re still subject to federal mortgage laws. Conventional loans typically cost less than FHA loans, but it may be harder to qualify for a conventional loan.

The FHA regulates and insures FHA loans, and private lenders make the loans. FHA loans allow you to borrow with a lower down payment and generally with lower credit scores. But you may be limited on how much you can borrow through an FHA mortgage.

Special home loan programs are tailored for certain groups. For example, VA loans are for veterans, military service members or surviving spouses, while USDA loans are for lower- or middle-income borrowers in rural areas.

What documents do I need for a mortgage in Anaheim CA?

Each lender will have its own requirements for what documents to submit when applying for a mortgage. But here’s the info you’ll generally need to provide.

A month’s worth of paystubs
W-2s for the past two years
Your federal income tax return for the past two tax years
Proof of income
Recent bank statements
Proof of your down payment amount, such as a savings account statement
Documentation of a name change (if you’ve recently changed your name)
Identification, such as a driver’s license
Your Social Security number
A certificate of housing counseling or home-buyer education (if you have one)

Will mortgage rates go down in Anaheim CA?

It depends — mortgage rates are generally influenced by the prime rate. Many banks base their prime rates on the federal funds rate, which is the rate banks charge each other for short-term loans. When the Federal Reserve changes the federal funds rate, mortgage interest rates can react and go up or down.

But a lower (or higher) prime rate doesn’t necessarily determine the mortgage rate you’ll qualify for. Your credit scores, the type of loan you’re seeking, the price of your home and how much down payment you can afford can also affect your mortgage rate.