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What is actually a Commercial Mortgage or Commercial Real Estate Lending?

Commercial Real Estate Mortgage Loans Athens GA is a mortgage loan secured by commercial real estate, like an office complex, shopping complex, industrialized warehouse, or apartment or condo complex. Commercial mortgage loans are similar to conventional mortgage loans; but rather than borrowing funds to buy residential property, you secure any land or real estate for business reasons.

There are various kinds of commercial loans. However, the best and most common are permanent loans, bridge loans, industrial construction loans, and conduit loans. The framework of the loan primarily comprises the principal (amount being loaned) and lending rates and terms (length of time of the loan). Other elements such as the borrower’s credit history, the commercial real estate being applied as security, general market conditions, etc., establish the framework of a commercial mortgage. Commercial property doesn’t need to be complicated. There are Owner-occupied business loans & Investment real estate loans. Call Now: 706-521-6659.

Elevate Your Real Estate Ventures with Top-Notch Commercial Mortgage Loans in ATHENS. GA

Are you seeking unbeatable financing solutions for your commercial real estate projects in ATHENS, GA? Look no further! Our reputable brokerage specializes in an extensive range of lending programs, including Bridge Loans, Cash out and Refinance, Fix and Flip loans, Hard Money Commercial Loans, and diverse Asset-Based Lending options. Our swift approval process and efficient funding ensure that your investment plans never miss a beat. Join hands with experts who comprehend your unique needs. Ready to embark on a successful real estate journey? Call us now at Tel 706-521-6659 or swiftly fill out our online loan application for immediate processing.


Our company provides the following forms of Commercial Mortgage Property Loans:


  • Small business Lendings
  • SBA Loans
  • Private Money Commercial Lendings
  • Automotive Real Estate Funding
  • Wholesale/distribution
  • Church/ Temple Finance
  • Hotel/ Motels Fundings
  • Industrial, Manufacturing, Mining
  • Medical Buildings
  • Hospitals Building
  • Mixed-use properties
  • Mobile/manufactured home parks
  • Self-storage Lendings
  • Senior Housing/ Assisted Living
  • Apartments, Condo building/complex
  • Professionals which include doctors, attorneys, and accountants


Exactly how will I Get approved for a Commercial Real Estate Loan?

Because of the huge losses experienced by commercial lending institutions during the Great Recession, financial institutions are much more difficult when they underwrite commercial loans nowadays. Will you qualify? Everything relies on the three C’s of underwriting – credit, the capacity to repay, and collateral.

Best Commercial Real Estate Mortgage Loans Athens GA are the loan providers who are making the majority of commercial loans right now, and financial institutions need a really good credit rating. You will usually need a good credit history, and a higher credit history is greatly wanted. Now if your credit rating is lower, please don’t panic. Even though a bank won’t do your specific deal, there are still scores of Commercial nonprime lending institutions and hard money commercial mortgage corporations ready to make subprime commercial finances. Call now we can help at 706-521-6659.

When a banking institution underwrites a commercial borrower’s capability to repay, the bank looks predominantly at the cash flow of the real estate. The commercial real estate’s net operating income (NOI) must exceed the proposed commercial mortgage payment by approximately 20% to 45%. In the language of the Best Commercial Real Estate Mortgage Loans Athens GA, the debt service coverage ratio must exceed 1.20 to 1.45. Just a call away at 706-521-6659.


Exactly how does a Commercial loan work?

Commercial loans are designed to suit both the lending institution and the customer. … Best Commercial Real Estate Mortgage Loans Athens GA will normally lend as high as 65-80% of the real estate’s value, leaving the business to pay its regular mortgage payments and utilizing any working capital to fund the growth. You have an option of choosing variable/ fixed Loan products. Contact us today at 706-521-6659.


Below is a number of the financial documentation required for you to proceed with your app:

2 Years of Up-to-date federal tax returns (both of these business and personal).
Business-financial records.
Bank statements & savings and checking (both of these business and personal).
Asset and liability statements.
Financial history and profiles of all business partners and directors.
Personal Financial Statement.
Debtors Resume.

We understand the value of a fast and efficient loan transaction procedure. That’s why we offer an uncommon level of expertise and a quick underwriting process to assist you in getting the commercial loan you need. Leave some general details right here so we can contact you and talk about your certain financing requirements. Ready to Get a Commercial Loan on the absolute best Terms? Apply Now.

Connect with some of our skilled real estate lending experts to help you start building your individualized loan solution so you can take that next big step with your business. Call us or e-mail for an app to get prequalified, or complete the Simple Form. Call Today: 706-521-6659.


About Athens, GA.

Athens, officially Athens–Clarke County, is a consolidated city-county and college town in the U.S. state of Georgia. Athens lies about 70 miles northeast of downtown Atlanta and is a satellite city of the capital. The University of Georgia, the state’s flagship public university and an R1 research institution, is in Athens and contributed to its initial growth. In 1991, after a vote the preceding year, the original City of Athens abandoned its charter to form a unified government with Clarke County, referred to jointly as Athens–Clarke County.

Contact Us:
Commercial Lending Athens GA
175 Cohen St. # D
Athens, GA 30601
Phone: 706-521-6659


John Burritos