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Mortgage Broker Sunnyvale CA

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    Are likely you searching for a Very good Local Mortgage Broker in Sunnyvale CA

    Happy Investments Inc has been a Mortgage Broker and finance company serving California since 2005. Mortgage Broker Sunnyvale CA  Happy Investment Inc specializes in both residential and commercial Mortgage loans. Our dedicated team has more than 20 years of united real estate experience in the mortgage business. Call us Today at 408-721-6695. Get a FREE Quote.

    Mortgage Broker Sunnyvale CA

    Mortgage Broker Sunnyvale CA

    Our Company has many Mortgage plans that provide challenging interest rates, low down payment requirements, and versatile underwriting procedures, Each of these features is crafted to make your Mortgage Loan more very affordable.

    Our concern is to ensure effective rates and low fees.
    we walk you through the whole mortgage process.
    Close on time without any surprises.
    We make sure that you understand exactly what we are executing and why.
    We help you obtain the most effective Mortgage program.

    Mortgage Broker Sunnyvale CA Our specialty is providing financing to people with confusing financial Situations. Our utmost goal is to create sustainable relationships with each of our clients to make sure that We may continue delivering amazing Mortgage service for many years to come.

    Your Trusted Sunnyvale, CA Mortgage Resource: Navigating Real Estate Triumph

    Trust in our unwavering Mortgage Resource as you navigate the journey to real estate triumph in Sunnyvale, CA. Guided by an intricate understanding of local nuances, we craft mortgage solutions that flawlessly align with your goals. Propel yourself toward swift approval and funding through our adept team, all while benefiting from competitive rates and a steadfast commitment to your satisfaction. Whether you’re a first-time homebuyer, a savvy investor, or considering mortgage refinancing, our support remains steadfast. Begin your journey effortlessly through our streamlined online application or connect directly with us at Tel 408-721-6695. Partner with a trusted mortgage resource to realize your real estate aspirations in Sunnyvale, CA.

    Contact Us :

    Happy Investments Inc Sunnyvale CA
    773 E El Camino Real #1035-E,
    Sunnyvale, CA 94087
    Phone: 408-721-6695

    Choose desired Mortgage Broker Loan Programs in Sunnyvale CA

    We provide services for the following Mortgage Loans:

    Jumbo Home Loans
    Reverse Mortgage Loans
    Home Purchase Lending
    Home Refinance Loans
    Home Equity Lending
    Cash Out Home Loans
    FHA Loans/ VA Finance
    Hard Money Loans
    Home Equity Lending
    Second 2nd Mortgage Loans
    Commercial Lending
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Finance
    Transactional Funding
    Rehab/Construction & Investment Loans
    And Much, Much More!

    Mortgage Broker Sunnyvale CA Regardless of whether you’re a very first time home buyer or an Expertise Investors. Look no more Call us Today To acquire A Free Quote. Call 408-721-6695 real estate mortgage

    Since 2005 Happy Investments Inc has quickly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s founding purpose to give competitive products with the best rates and service. Our staff has years of experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right.

    Mortgage Broker Sunnyvale CA we control for the sole purpose of ensuring low-cost mortgage funding to all qualified clients. Founded in California during the peak of the financing crisis, our commitment to customer service makes sure a hassle-free and financially fulfilling consumer experience.

    By managing a vast network of banking relationships, we have access to the absolute most favorable terms available for each specific loan scenario. Our network includes the largest financial business, smaller regional banks, portfolio lending institutions and private financing sources.

    Our team has worked with decades on behalf of property owners like you. We have connections with local lenders who know this market and comprehend the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These intimate relationships can help you get the loan you need. investment mortgage

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to very carefully guide you through the home mortgage process so that you can confidently select the greatest mortgage for you and your family from the various mortgage options that are available today. After you select the loan that is best for you, we will work constantly in your place to help you achieve your long for homeownership. To Get a Free Quote. Click Here

    Make use of our expertise in the Mortgage Lending industry by applying online today. You will get that the skill, professionalism, and factor to consider we provide for each of our clients makes getting your funding a worthwhile undertaking.

    Contact us today 408-721-6695 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service sources are skilled in the areas of any type of Property Mortgage Funding. The more effective we can get your to fill online form, the quicker we can get you approved and funded. Don’t delay– do the good thing and call our Real Estate Mortgage finances organization today.

    Our company Also Offer in Sunnyvale CA:

    Hard Money Loans
    Home Equity Lending
    Second 2nd Mortgage Lending
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Sunnyvale, California:

    Sunnyvale is a city located in Santa Clara County, California, in Silicon Valley. As of the 2010 United States Census, the population was 140,095.

    Sunnyvale is the 7th most populous city in the San Francisco Bay Area and one of the major cities comprising Silicon Valley. It is bordered by portions of San Jose to the north, Moffett Federal Airfield to the northwest, Mountain View to the northwest, Los Altos to the southwest, Cupertino to the south, and Santa Clara to the east. It lies along the historic El Camino Real and Highway 101.


    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Sunnyvale CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Sunnyvale CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Sunnyvale CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Sunnyvale CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Sunnyvale CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.