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Mortgage Broker Folsom CA

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    Are you looking For a Friendly Local Mortgage Broker in Folsom CA

    Happy Investments Inc has been a Mortgage Broker and loan provider serving California since 2005.Mortgage Broker Folsom CA  Happy Investment Inc specializes in both residential and commercial Mortgage loans. Our dedicated team invites 20 years of united real estate experience in the finance business. Call us Today at 916-836-0067. Get a FREE Quote.

    Mortgage Broker Folsom CA

    Mortgage Broker Folsom CA

    Our Firm has many Mortgage programs that provide competitive rates of interest, low down payment requirements, and versatile underwriting standards, Each of these features is designed to ensure your Mortgage Loan is more cost-effective.

    Our preference is to provide remarkable rates and low fees.
    we walk you through the overall mortgage process.
    Close on time without having surprises.Mortgage Broker Folsom CA
    We assure you understand exactly what we are engaging in and why.
    We help you attain the most effective Mortgage program. Hard Money Loans

    Mortgage Broker Folsom CA Our specialty is providing financing to people with difficult financial Situations. Our ultimate goal is to create long-term relationships with each of my clients so that We may continue providing reliable Mortgage service for a long period of time to come. Mortgage Broker,

    Transforming Visions into Realty – Your Folsom, CA Mortgage Professionals!

    Witness the transformation of your visions into reality with the guidance of Folsom, CA’s esteemed mortgage professionals. Your journey is our canvas, and our expertise paints a picture of success. With a client-centric ethos and a commitment to your satisfaction, we tailor solutions that elevate your real estate aspirations. Whether it’s a traditional mortgage or a tailored approach, we’re your partners in progress. Take the first step by contacting us at Tel 916-836-0067 or utilizing our efficient online application, and let’s start shaping your property’s future today.

    Contact Us :

    Happy Investments Inc Folsom CA
    1750 Prairie City Rd, Suite 130 #781-D,
    Folsom, CA 95630
    Phone: 916-836-0067
    Website: https://happyinvestmentsinc.com/mortgage-broker-folsom-ca/

     

    CHURCH TEMPLE LOANS FINANCING LYNWOOD CA

    Choose the Best Mortgage Broker Loan Programs in Folsom CA

    We provide services for the following Mortgage Loans:

    Jumbo Home Loans
    Reverse Mortgage Loans
    Home Purchase Loans
    Home Refinance Loans
    Home Equity Finance
    Cash Out Home Finance
    FHA Loans/ VA Lending
    Hard Money Finance
    Home Equity Finance
    Second 2nd Mortgage Finance
    Commercial Finance
    Bank Statement Home Finance
    Home Improvement
    First Time Home Buyers
    Vacant Lands Finance
    Transactional Funding Mortgage Broker Folsom CA
    Rehab/Construction & Investment Finance
    And Much, Much More!

    Regardless of whether you’re a first time home buyer or an Experience Investors. Look no more Call us Today To become A Free Quote. Call 916-836-0067

    Since 2005 Happy Investments Inc has promptly become a depended on name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s starting purpose to ensure competitive products with the most effective rates and service. Our staff has many years of experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right.Private Money 

    we operate for the sole purpose of offering low-cost mortgage lending to all qualified clients. Founded in California during the peak of the economic crisis, our commitment to client service assures a hassle-free and financially fulfilling consumer experience.

    By maintaining a vast network of banking relationships, we have access to one of the most favorable terms available for each and every specific loan scenario. Our network consists of the largest financial institutions, smaller regional banks, portfolio lending institutions and private loan sources.

    Our team has worked with decades on behalf of property owners like you. We have relationships with local lenders who know this market and comprehend the needs of midsize and smaller facility owners throughout the City’s neighborhoods. These intimate relationships can help you get the finance you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Our goal is to thoroughly guide you through the mortgage process, so that you can confidently select the very best mortgage for you and your family from the various mortgage options that are available today. After you decide the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. To Get a Free Quote. Click Here

    Take advantage of our expertise in the Mortgage Loan industry by applying on-line today. You will find that the skill, professionalism, and consideration we provide for each of our clients makes getting your lending a worthwhile endeavor.

    Give us a call today 916-836-0067 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service organizations are skilled in the areas of any kind of Property Mortgage Funding. The more reliable we can get your to fill on line form, the quicker we can get you authorized and funded. Don’t delay– do the advantage and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in Folsom CA:

    Hard Money Loans
    Home Equity Loans
    Second 2nd Mortgage Finance
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Folsom, California:

    Folsom is a city in Sacramento County, California, United States. It is commonly known for Folsom Prison, the song “Folsom Prison Blues” and Folsom Lake. The population was at the 2010 census. Folsom is part of the Sacramento−Arden-Arcade−Roseville Metropolitan Statistical Area. Folsom is named for Joseph Libbey Folsom who purchased Rancho Rio de los Americanos from the heirs of San Francisco merchant William Alexander Leidesdorff and laid out the town called Granite City, mostly occupied by gold miners seeking their fortune in the Sierra Nevada foothills.

    According to the United States Census Bureau, the city has a total area of square miles of which,  square miles of it is land and square miles is water, primarily accounted for by Folsom Lake. Folsom is located in the foothills of the Sierra Nevada.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Escondido CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Escondido CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Escondido CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Escondido CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Escondido CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.