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Mortgage Broker Escondido CA

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Are really you looking For a Very good Local Mortgage Broker in Escondido CA

Happy Investments Inc has been a Mortgage Broker and finance company serving California since 2005. Mortgage Broker Escondido CA specializing in both residential and commercial Mortgage loans. Our dedicated team has more than 20 years of united real estate experience in the loan business. Call us Today at 760-546-2429. Get a FREE Quote.

Our Establishment has many Mortgage programs that feature very competitive rates of interest, low down payment requirements, and versatile underwriting standards, Each of these features is created to ensure your Mortgage Loan is more incredibly affordable.

Our concern is to give reliable rates and low fees.
we walk you through the complete mortgage process.
Close on time without any surprises. Mortgage Broker Escondido CA
We make certain that you understand exactly what we are executing and why.
We help you attain the most effective Mortgage program.

Your Gateway to Real Estate Success – Unparalleled Mortgage Services in Escondido, CA!

Step through the gateway to real estate success with unparalleled mortgage services in Escondido, CA. We’re more than mediators; we’re architects of your property dreams. Armed with extensive market insights and a client-focused approach, we design mortgage solutions that align with your objectives. Our commitment to transparency and efficiency ensures a smooth journey from application to approval. Ready to make your mark? Reach us at Tel 760-546-2429 or choose our seamless online application, and let’s craft a blueprint for your real estate triumph.

Contact Us :

Hii Loans Escondido CA
243 S. Escondido Blvd # 537-L,
Escondido, CA 92025
Phone: 760-546-2429
Website: https://happyinvestmentsinc.com/mortgage-broker-escondido-ca/

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Choose the very best Mortgage Broker Escondido CA

We specialize in the following Mortgage Loans:

Jumbo Home Finance
Reverse Mortgage Lendings
Home Purchase Lending
Home Refinance Loans
Home Equity Finance
Cash Out Home Loans
FHA Loans/ VA Finance
Hard Money Loans
Home Equity Loans
Second 2nd Mortgage Lending
Commercial Finance
Bank Statement Home Lending
Home Improvement
First Time Home Buyers
Vacant Lands Lending
Transactional Funding
Rehab/Construction & Investment Loans
And Much, Much More!

Mortgage Broker Escondido CA Whether you’re a very first time home buyer or an Experience Investors. You’ve found the right place Call us Today To acquire A Free Quote. Call 760-546-2429

Since 2005 Happy Investments Inc has rapidly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s founding purpose to provide competitive products with the most effective rates and service . Mortgage Broker Escondido CA Our staff has years of prior experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right. mortgage brokers near me

we manage for the sole purpose of ensuring low-cost mortgage finance to all qualified clients. Founded in California during the peak of the economic crisis, our commitment to client service assures a hassle-free and financially fulfilling consumer experience. To Get a Free Quote. Click Here

Make use of our expertise in the Mortgage Loan industry by applying online today. You will find that the skill, professionalism, and factor to consider we give to each of our clients makes getting your lending a worthwhile undertaking.

Contact us today 760-546-2429 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

Our service lenders are skilled in the areas of any variety of Property Mortgage Funding. The more reliable we can get your to fill online form, the quicker we can get you authorized and funded. Don’t delay– do the good thing and call our Real Estate Mortgage lendings organization today.

Our company Also Offer in Escondido CA:

Hard Money Lending
Home Equity Finance
Second 2nd Mortgage Finance
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

About Escondido, CA

Escondido is a city in San Diego County’s North County region, northeast of downtown San Diego, miles from the ocean, and 40 miles from the Mexican border. The city occupies a shallow valley ringed by rocky hills. Incorporated in it is one of the oldest cities in San Diego County. It has a population of as of the census.The Escondido area was first settled by the Luiseño, who established campsites and villages along the creek running through the area.

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Escondido CA?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan in Escondido CA?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works in Escondido CA?

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan in Escondido CA?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan in Escondido CA?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.