Home » Mortgage Broker Chino CA

Mortgage Broker Chino CA

Call 909-529-2949

FREE Quote
Fill Form Below

Are probably you considering an Outstanding Local Mortgage Broker in Chino CA

Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005. Mortgage Broker Chino CA specializing in both housing and commercial Mortgage loans. Our dedicated team has more than 20 years of combined real estate experience in the loan business. Call us Today at 909-529-2949. Get a FREE Quote.

Mortgage Broker Chino CA Our Establishment has many Mortgage methods include competitive interest rates, low down payment requirements, versatile underwriting standards, Each of these features is crafted to ensure your Mortgage Loan more reasonably-priced. find a mortgage broker

Mortgage Broker Chino CA Our main concern is to present excellent rates and low fees.
we walk you with the help of the complete mortgage process.
Close in time in the absence of surprises.
We assure you understand exactly what we are engaging in and why.
We help you obtain the very best Mortgage program.

Our specialty is providing funding to people with confusing financial Situations. Mortgage Broker Chino CA Our ultimate goal is to create long-lasting relationships with each of my clients to ensure We may continue offering reliable Mortgage service for several years to come.

Experience Unrivaled Mortgage Excellence – Your Chino, CA Partner of Choice!

Embark on a journey of exceptional mortgage excellence with our Chino, CA brokerage by your side. Our team’s unwavering commitment to your financial aspirations translates into results. We’re not just here to secure loans; we’re here to enhance your lifestyle. As your dedicated partners, we demystify mortgage intricacies and facilitate your path to ownership. Whether it’s your first home or a strategic investment, our personalized approach ensures a seamless experience. Connect with us at Tel 909-529-2949 or access our online application, and take the step toward unmatched mortgage success.

Contact Us :

Happy Investments, Inc. Chino CA
12403 Central Ave # 274-C,
Chino, CA 91710
Phone: 909-529-2949
Email: hiiloanschino@gmail.com
Website: https://happyinvestmentsinc.com/mortgage-broker-chino-ca/

Mortgage Broker Lake Forest CA

Choose amazing Mortgage Broker Chino CA

We specialize in the following Mortgage Loans:

Jumbo Home Loans
Reverse Mortgage Lendings
Home Purchase Lending
Home Refinance Lending
Home Equity Lending
Cash Out Home Lending
FHA Loans/ VA Finance
Hard Money Loans
Home Equity Lending
Second 2nd Mortgage Lending
Commercial Finance
Bank Statement Home Loans
Home Improvement
First Time Home Buyers
Vacant Lands Finance
Transactional Funding
Rehab/Construction & Investment Finance
And Much, Much More!

Mortgage Broker Chino CA No matter if you’re a very first time home buyer or an Experience Investors. Look no more Call us Today To acquire A Free Quote. Call 909-529-2949

Since 2005 Happy Investments Inc has rapidly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s starting purpose to provide competitive products with the most effective rates and service. Our staff has many years of practical experience and knowledge working in this particular industry, and we can say with confidence that we will get the job done right.

we control for the sole purpose of furnishing low-cost mortgage finance to all qualified clients. Founded in California during the peak of the financial crisis, our commitment to client service assures a hassle-free and financially extremely satisfying consumer experience.

By sustaining a vast network of banking relationships, we have easy access to the most favorable terms available for each specific loan scenario. Our network consists of the largest financial institutes, smaller regional banks, portfolio lenders and private loan sources.

Our team has helped decades for building owners like you. We have connections with local lenders who know this market and understand the needs of midsize and smaller building owners throughout the City’s neighborhoods. These intimate relationships can help you get the funding you need.

our mission is to set a high standard in the mortgage industry. We are committed to quality customer support – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the greatest mortgage for you and your family from the numerous mortgage options that are available today. After you pick out the loan that is best for you, we will work continually on your behalf to help you achieve your desire for homeownership. To Get a Free Quote. Click Here

Take advantage of our expertise in the Mortgage Loaning industry by applying online today. You will discover that the skill, professionalism, and consideration we offer to each of our clients make getting your loan a worthwhile undertaking.

Contact us today 909-529-2949 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy

Our service business is skilled in the areas of any kind of Property Mortgage Funding. The more effective we can get your to fill online form, the quicker we can get you authorized and funded. Don’t delay– do the advantage and call our Real Estate Mortgage fundings organization today.

Our company Also Offer in Chino CA:

Hard Money Finance
Home Equity Loans
Second 2nd Mortgage Lending
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

Project Video

About Chino , California:

Chino is a city in the western end of San Bernardino County, California, United States with Los Angeles County to its west and Orange County to its south in the Southern California region. Chino is adjacent to Chino Hills, California. Chino’s surroundings have long been a center of agriculture and dairy farming, providing milk products in Southern California and much of the southwestern United States. Chino’s agricultural history dates back to the Spanish land grant forming Rancho Santa Ana del Chino. The area specialized in orchard, row crops and dairy.

Chino is bounded by Chino Hills, and Los Angeles County to the west, Pomona to the northwest, unincorporated San Bernardino County to the north, Ontario to the northeast, Eastvale to the southeast in Riverside County and Orange County to the southwest. It is easily accessible via the Chino Valley and Pomona freeways. The population was 77,983 at the 2010 census.

FAQ

What's a mortgage APR in Chino CA?

Your annual percentage rate, or APR, is one of the many costs that comes with a mortgage. While your mortgage’s interest rate is the annual cost to borrow money (expressed as a percentage), your APR takes other fees and charges into account.

Your APR includes the loan’s interest rate, any mortgage points you purchase, and lender and broker fees. Looking at your APR can give you a picture of the true cost of your mortgage.

A mortgage’s APR is usually more than its interest rate.

What are mortgage fees in Chino CA?

Charging fees is one way that lenders make money off mortgage loans. Mortgage fees should be listed on your closing documents and may include the following:

Origination fee
Application/processing/administrative fee
Underwriting fee
Points fee
Appraisal fee
Inspection fee
Attorney review fee
Private mortgage insurance
Homeowners insurance
Title search or insurance fees
Survey fee
Prepayment penalty

What are different types of mortgage loans in Chino CA?

The most common type of mortgage loan is a conventional loan. Other types are backed by the Federal Housing Administration or are from a special program such as the Veterans Administration or the USDA.

Most mortgages are conventional, meaning they’re not part of any specific government program — though they’re still subject to federal mortgage laws. Conventional loans typically cost less than FHA loans, but it may be harder to qualify for a conventional loan.

The FHA regulates and insures FHA loans, and private lenders make the loans. FHA loans allow you to borrow with a lower down payment and generally with lower credit scores. But you may be limited on how much you can borrow through an FHA mortgage.

Special home loan programs are tailored for certain groups. For example, VA loans are for veterans, military service members or surviving spouses, while USDA loans are for lower- or middle-income borrowers in rural areas.

What documents do I need for a mortgage in Chino CA?

Each lender will have its own requirements for what documents to submit when applying for a mortgage. But here’s the info you’ll generally need to provide.

A month’s worth of paystubs
W-2s for the past two years
Your federal income tax return for the past two tax years
Proof of income
Recent bank statements
Proof of your down payment amount, such as a savings account statement
Documentation of a name change (if you’ve recently changed your name)
Identification, such as a driver’s license
Your Social Security number
A certificate of housing counseling or home-buyer education (if you have one)

Will mortgage rates go down in Chino CA?

It depends — mortgage rates are generally influenced by the prime rate. Many banks base their prime rates on the federal funds rate, which is the rate banks charge each other for short-term loans. When the Federal Reserve changes the federal funds rate, mortgage interest rates can react and go up or down.

But a lower (or higher) prime rate doesn’t necessarily determine the mortgage rate you’ll qualify for. Your credit scores, the type of loan you’re seeking, the price of your home and how much down payment you can afford can also affect your mortgage rate.