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Mortgage Broker Fountain Valley CA

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Are you finding a Really good Local Mortgage Broker in Fountain Valley CA

Happy Investments Inc has been a Mortgage Broker and finance company serving California since 2005. Mortgage Broker Fountain Valley CA concentrates on both residential and commercial Mortgage loans. Our dedicated team has over 20 years of combined real estate experience in the finance business. Call us Today at 657-215-7747. Get a FREE Quote.

Our Establishment has many Mortgage methods including affordable interest rates, low down payment requirements, and flexible underwriting guidelines, Each of these features is designed to ensure your Mortgage Loan is very affordable.

Our main concern is to present effective rates and low fees.
we walk you with the help of the complete mortgage process.
Close on time without any surprises.
We make certain that you understand exactly what we are executing and why.
We help you find the most effective Mortgage program. Mortgage Broker

Our specialty is providing financing to people with difficult financial Situations. Our utmost goal is to create enduring relationships with each of our clients so that We may continue offering impressive Mortgage service for many years to come. find local mortgage brokers

Where Expertise Meets Excellence – Your Fountain Valley, CA Mortgage Partners!

Experience the convergence of expertise and excellence with your trusted mortgage partners in Fountain Valley, CA. Our team’s deep industry knowledge and commitment to quality set us apart as your allies in the mortgage landscape. We’re not just guiding you through transactions; we’re guiding you toward a future of real estate success. From selecting the right loan to navigating the paperwork, we’re with you every step of the way. Initiate the journey by reaching us at Tel 657-215-7747 or utilizing our user-friendly online application, and let’s transform your aspirations into achievements.

Contact Us :

Happy Investments, Inc. Fountain Valley CA
16027 Brookhurst St # I-218D,
Fountain Valley, CA 92708
Phone: 657-215-7747
Website: https://happyinvestmentsinc.com/mortgage-broker-fountain-valley-ca/

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Choose desired Mortgage Broker Loan Programs in Fountain Valley CA

We specialize in the following Mortgage Loans:

Jumbo Home Finance
Reverse Mortgage Lendings
Home Purchase Loans
Home Refinance Loans
Home Equity Lending
Cash Out Home Lending
FHA Loans/ VA Lending
Hard Money Finance
Home Equity Loans
Second 2nd Mortgage Finance
Commercial Lending
Bank Statement Home Lending
Home Improvement
First Time Home Buyers
Vacant Lands Lending
Transactional Funding
Rehab/Construction & Investment Loans
And Much, Much More!

Whether you’re a first time home buyer or an Experience Investors. You’ve found the right place Call us Today To Become A Free Quote. Call 657-215-7747 Hard Money Loans

Mortgage Broker Fountain Valley CA Since 2005 Happy Investments Inc has swiftly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s founding purpose to provide competitive products with the ideal rates and service. Our staff has many years of prior experience and knowledge working within this industry, and we can say with confidence that we will get the job done right.

we operate for the sole purpose of giving low-cost mortgage financing to all qualified clients. Founded in California during the peak of the financing crisis, our commitment to customer service makes sure a hassle-free and financially fulfilling consumer experience. To Get a Free Quote. Click Here

Mortgage Broker Fountain Valley CA Benefit from our expertise in the Mortgage Lending industry by applying online today. You will find that the skill, professionalism, and factor to consider we provide to each of our clients makes getting your lending a worthwhile endeavor. Hard Money Broker

Call us today 657-215-7747 for a free, customized consultation. You can also apply online. It is fast, secure, and easy Mortgage Broker Fountain Valley CA

Our service lenders are skilled in the areas of any type of Property Mortgage Funding. The more effective we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage loans organization today.

Our company Also Offer in Fountain Valley CA:

Hard Money Finance
Home Equity Loans
Second 2nd Mortgage Lending
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

ABOUT Fountain Valley, CA

Fountain Valley is a suburban city in Orange County, California. The population was 55,313 at the 2010 census. A classic commuter town, Fountain Valley is an upper middle-class residential area.

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Fountain Valley CA?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan in Fountain Valley CA?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works in Fountain Valley CA?

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan in Fountain Valley CA?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan in Fountain Valley CA?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.