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Mortgage Broker Indio CA

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    Are you looking For a Very good Local Mortgage Broker in Indio CA

    Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005. Mortgage Broker Indio CA concentrating on both residential and commercial Mortgage loans. Our dedicated team has more than 20 years of combined real estate experience in the financing business. Call us Today at 760-289-5619. Get a FREE Quote.

    Mortgage Broker Indio CA

    Our Firm has many Mortgage plans provide competitive interest rates, low down payment requirements, flexible underwriting procedures, Each of these features is formed to make your Mortgage Loan more affordable.

    Our priority is to present remarkable rates and low fees.
    we walk you throughout the entire mortgage process.
    Close on time without having surprises.
    We make sure you understand exactly what we are executing and why.
    We help you get the most suitable Mortgage program. online mortgage

    Contact Us :

    Happy Investmenst, Inc. Indio CA
    42250 Jackson St # C103-5K
    Indio, CA 92203
    Phone: 760-289-5619

    Choose the Best Mortgage Broker Loan Programs in Indio CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Finance
    Reverse Mortgage Lendings
    Home Purchase Finance
    Home Refinance Finance
    Home Equity Finance
    Cash Out Home Loans
    FHA Loans/ VA Finance Mortgage Broker Indio CA
    Hard Money Finance
    Home Equity Lending
    Second 2nd Mortgage Finance
    Commercial Finance
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Finance
    Transactional Funding
    Rehab/Construction & Investment Lending
    And Much, Much More!

    Whether you’re a first time home buyer or an Expertise Investors. You’ve found the right place Call us Today To acquire A Free Quote. Call 760-289-5619

    Mortgage Broker Indio CA Since 2005 Happy Investments Inc has promptly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s beginning purpose to give competitive products with the most ideal rates and service. Our staff has years of practical experience and knowledge working in this particular industry, and we can say with confidence that we will get the job done right. mortgage loan after bankruptcy

    Our team has worked with decades in behalf of building owners like you. We have intimate relationships with local lenders who know this market and understand the needs of midsize and smaller facility owners throughout the City’s neighborhoods. Mortgage Broker Indio CA  These connections can help you get the funding you need. To Get a Free Quote. Click Here real estate investor loans

    Take advantage of our expertise in the Mortgage Financing industry by applying online today. You will identify that the skill, professionalism, and consideration we provide for each of our clients make getting your funding a worthwhile endeavor. investor financing

    Give us a call today 760-289-5619 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service business is skilled in the areas of any sort of Property Mortgage Funding. The more efficient we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage finances organization today.

    Our company Also Offer in Indio CA:

    Hard Money Finance
    Home Equity Loans
    Second 2nd Mortgage Finance
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

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    ABOUT US Indio, CA

    Indio is a city in Riverside County, California, United States, located in the Coachella Valley of Southern California’s Colorado Desert region. It lies 23 miles east of Palm Springs, 75 miles east of Riverside, 127 miles east of Los Angeles, 148 miles northeast of San Diego, and 250 miles west of Phoenix. The word Indio is Spanish for Indian.


    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.