Happy Investments, Inc. · Mission Hills, CAUpload documentsApply now

Hii Mortgage Loans Mission Hills Ca

Mortgage Broker in Mission Hills, CA

Purchase, refinance and investment property loans for Mission Hills and northeast San Fernando Valley buyers and homeowners, with clear options from a broker.

  • Licensed California broker · DRE #01485740 · NMLS #950873
  • Serving California since 2005
  • We compare programs from different lenders

Requesting a quote is not an application and is not a commitment to lend. Programs vary; not all applicants qualify.

Free quote · Mission Hills, CA

What would you like to do?

Step 1 of 3 · Your goal

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Loan details
Where should a loan officer reach you?

About 2 minutes · Not an application

Visit or call

Hii Mortgage Loans Mission Hills Ca

11100 Sepulveda Blvd. #8 Suite – 2021-A
Mission Hills, CA 91345

(747) 236-2099

Hours
Monday–Friday9 AM – 6 PM
Saturday10 AM – 2 PM
SundayClosed

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Loan options

Home, investor and commercial loans in Mission Hills

Every borrower is different. These are the programs Mission Hills clients ask about most; a loan officer will tell you which ones fit.

Home purchase

  • First-time and move-up buyers
  • Conventional, FHA, VA, USDA and jumbo loans
  • Fixed and adjustable rates
  • California down payment assistance programs

Get a quote · Program details

Refinance & equity

  • Rate & term refinance
  • Cash-out refinance
  • Home equity lines and second mortgages
  • 203(k) rehab loans

Get a quote · Program details

Hard money & investors

  • Investment property purchase and refinance
  • Fix & flip, rehab and construction
  • Bridge loans and land
  • Business-purpose cash-out

Get a quote · Program details

Commercial & business

  • Commercial purchase and refinance
  • Office, retail, industrial and mixed-use
  • SBA 7(a) and 504 loans
  • Owner-occupied business property

Get a quote · Program details

Local data & tools

Buying or refinancing in Los Angeles County

Market rates this week

National average mortgage rates

7.40%30-year fixed
6.71%15-year fixed

Freddie Mac Primary Mortgage Market Survey®, week of October 15, 2026. These are national averages published by Freddie Mac, not Happy Investments’ rates and not an offer of credit. Your rate may vary based on your individual file: credit, loan amount, down payment, property type, occupancy and other factors.

Source: Freddie Mac PMMS

Loan limits · 2026

Conforming loan limits in Los Angeles County

1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Loans up to these amounts can be conventional (conforming) loans; larger loans are jumbo loans. FHA limits are set separately by HUD.

Source: FHFA 2026 conforming loan limits (effective January 1, 2026) · Look up the FHA limit on HUD.gov

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–Enter price, down payment and the interest rate you were quoted.

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California programs

Help for first-time buyers in California

  • CalHFA MyHome Assistance: a deferred second loan for part of the down payment or closing costs, for eligible first-time buyers.
  • CalHFA Dream For All: shared-appreciation down payment help for first-generation buyers. The 2026 application window ran February 24 to March 16, 2026; watch CalHFA for future rounds.
  • CalHFA FHA and conventional first mortgages that can be paired with this assistance.

CalHFA programs are offered through CalHFA-approved lenders and have income, credit and education requirements. Ask your loan officer which programs could fit your situation.

Source: CalHFA homebuyer programs

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How it works

Three simple steps

  1. Tell us your goal

    Use the short quote form or call (747) 236-2099. It takes about two minutes and is not an application.

  2. Talk with a loan officer

    We review your situation, compare programs from different lenders and explain the options in plain language.

  3. Choose and close

    If you decide to go ahead, we help you gather documents and guide the loan through to closing.

Local service

Serving Mission Hills and Los Angeles County

Mission Hills is a neighborhood in the northern San Fernando Valley, part of the City of Los Angeles, near the I-405 and I-5 junction and home to the historic San Fernando Mission. Our Sepulveda Boulevard office works with buyers and homeowners in Mission Hills, Granada Hills, Sylmar and San Fernando.

Mission Hills clients often ask about first-time buyer programs, financing for homes with an extra unit or ADU, and cash-out refinancing. A loan officer can compare conventional, FHA, VA and jumbo options and explain what each one needs.

Nearby offices

Local resources

Questions

Frequently asked questions

Is asking for a quote the same as applying for a loan?

No. The quote form only tells us what you're looking for so a loan officer can call you and explain your options. It is not a loan application and it is not a commitment to lend.

Are you a broker or a bank?

Happy Investments, Inc. is a licensed California real estate broker (DRE #01485740, NMLS #950873) based in Mission Hills. Instead of offering one bank's programs, we compare programs from different lenders and private money sources. Your loan officer will tell you which lender would make your loan before you apply.

What documents will I usually need?

For most home loans: a photo ID, recent pay stubs or other proof of income, the last two years of W-2s or tax returns, and recent bank statements. Investors are often asked for property details, leases and a rehab budget. Your loan officer will give you the exact list for your program.

Can I still get a loan if my credit isn't perfect?

Some programs, including FHA loans and private money loans for investment property, use different guidelines than a typical bank. Whether you qualify depends on your whole situation, so the best first step is a short conversation with a loan officer.

Can I meet with someone in Mission Hills?

Yes. Our office is at 11100 Sepulveda Blvd. #8 Suite – 2021-A, Mission Hills, CA 91345. Most clients work with us by phone and email, so please call (747) 236-2099 first to set a time.

Which areas do you serve?

We work with borrowers in Mission Hills, across Los Angeles County and throughout California. Residential loans are offered for California properties only.

Ready to talk about your loan?

Call (747) 236-2099 or send a free quote request. A loan officer will explain your options; there's no obligation.