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Are likely you looking For a Really good Local Mortgage Broker in Sacramento CA

Happy Investments Inc has been a Mortgage Broker and finance company serving California since 2005. Mortgage Broker Sacramento CA focuses on both residential and commercial Mortgage loans. Our dedicated team has over 20 years of shared real estate experience in the finance business. Call us Today at 916-407-3879. Get a FREE Quote.

Our Company has many Mortgage programs including challenging rates of interest, low down payment requirements, flexible underwriting guidelines, and Mortgage Broker Sacramento CA Each of these features is created to ensure your Mortgage Loan is more incredibly affordable. commercial refinance

Mortgage Broker Sacramento CA Our priority is to ensure great rates and low fees.
we walk you with the help of the overall mortgage process.
Close on time without having surprises.
We assure you understand exactly what we are handling and why.
We help you obtain the most ideal Mortgage program. Mortgage Broker Sacramento CA

Our specialty is providing funding to people with complicated financial Situations. Our ultimate goal is to create lasting relationships with each of my clients to ensure We may continue offering excellent Mortgage service for many years to come.

Seamless Mortgage Solutions in Sacramento, CA: Your Pathway to Real Estate Triumph

Chart your course to real estate success in Sacramento, CA, with our seamless Mortgage Solutions. Informed by a profound grasp of local dynamics, we curate mortgage plans that impeccably suit your needs. Swiftly navigate the approval and funding process with our proficient team, all while accessing competitive rates and a client-focused ethos. Whether you’re a first-time buyer, a shrewd investor, or contemplating mortgage refinancing, our commitment stands strong. Initiate your journey effortlessly via our intuitive online application or contact us directly at Tel 916-407-3879. Fuel your real estate ambitions with the definitive mortgage solutions in Sacramento, CA.

Contact Us :

Sacramento Hii Loans
5325 Elkhorn Blvd. # 190-A
Sacramento, CA 95842
Phone: 916-407-3879
Website: https://happyinvestmentsinc.com/mortgage-broker-sacramento-ca/

SBA Loans And Financing Upland CA

Choose the very best Mortgage Broker Loan Programs in Sacramento CA

We provide services for the following Mortgage Loans:

Jumbo Home Lending
Reverse Mortgage Loans
Home Purchase Finance
Home Refinance Lending
Home Equity Loans
Cash Out Home Finance
FHA Loans/ VA Finance
Hard Money Finance
Home Equity Lending
Second 2nd Mortgage Lending
Commercial Finance
Bank Statement Home Lending
Home Improvement
First Time Home Buyers
Vacant Lands Finance
Transactional Funding
Rehab/Construction & Investment Lending
And Much, Much More!

Whether you’re a first time home buyer or an Experience Investors. You’ve found the right place Call us Today To Get A Free Quote. Call 916-407-3879

Since 2005 Happy Investments Inc has promptly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s founding purpose to provide competitive products with the most ideal rates and service. Our staff has many years of practical experience and knowledge working in this industry, and we can say with confidence that we will get the job done right.

we operate for the sole purpose of ensuring low-cost mortgage finance to all qualified clients. Established in California during the peak of the economic crisis, our commitment to client service ensures a hassle-free and financially pleasurable consumer experience.

By preserving a vast network of banking relationships, we have availability to one of the most favorable terms available for each and every specific loan scenario. Our network includes the largest financial institutions, smaller regional banks, portfolio loan providers and private financing sources. bad credit home loans guaranteed

Our team has worked with decades in behalf of building owners like you. We have intimate relationships with local lenders who know this market and understand the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These intimate relationships can help you get the financing you need.

our mission is to set a high standard in the mortgage industry. We are committed to quality customer support – putting the people we serve first. Our goal is to very carefully guide you through the home loan process so that you can confidently select the very best mortgage for you and your family from the various mortgage options that are available today. After you decide the loan that is best for you, we will work continually on your behalf to help you achieve your long for homeownership. To Get a Free Quote. Click Here

Mortgage Broker Sacramento CA Take advantage of our expertise in the Mortgage Finance industry by applying online today. You will get that the skill, professionalism, and consideration we provide to each of our clients make getting your home loan a worthwhile endeavor.

Call us today 916-407-3879 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

Our service organizations are skilled in the areas of any kind of Property Mortgage Funding. The more efficient we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the advantage and call our Real Estate Mortgage finances organization today.

Our company Also Offer in Sacramento CA:

Hard Money Loans
Home Equity Lending
Second 2nd Mortgage Finance
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

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About Sacramento , California:

Sacramento Spanish: is the capital city of the U.S. state of California and the seat and largest city of Sacramento County. Located at the confluence of the Sacramento River and the American River in Northern California’s Sacramento Valley, Sacramento’s estimated population of makes it the sixth-largest city in California and the ninth-largest capital in the United States. Sacramento is the seat of the California Legislature and the Governor of California, making it the state’s political center and a hub for lobbying and think tanks. Sacramento is also the cultural and economic core of the Sacramento metropolitan area, which at the census had a population of making it the fifth-largest in California.

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Sacramento CA?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan in Sacramento CA?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works in Sacramento CA?

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan in Sacramento CA?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan in Sacramento CA?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.