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Mortgage Broker Nipomo CA

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    Are you looking For a Reliable Local Mortgage Broker in Nipomo CA

    Happy Investments Inc has been a Mortgage Broker and lender serving California since 2005. Mortgage Broker Nipomo CA specializing in both housing and commercial Mortgage loans. Our dedicated team invites 20 years of combined real estate experience in the financing business. Call us Today at 805-723-0609. Get a FREE Quote.

    Mortgage Broker San Dimas CA

    Mortgage Broker Nipomo CA

    Mortgage Broker Nipomo CA Our Firm has many Mortgage plans include challenging rates of interest, low down payment requirements, flexible underwriting standards, Each of these features is designed to make your Mortgage Loan more cost-effective.

    Our preference is to give amazing rates and low fees.
    we walk you through the overall mortgage process.
    Close on time without having surprises.
    We assure you understand exactly what we are doing and why.
    We help you attain the very best Mortgage program.

    Our specialty is providing funding to people with complicated financial Situations. Our ultimate goal is to create long-term relationships with each of my clients to ensure that We may continue offering excellent Mortgage service for many years to come. Mortgage 

    Empowering Your Property Pursuits – Nipomo, CA’s Trusted Mortgage Source!

    Empower your property pursuits with the trusted mortgage source in Nipomo, CA. We don’t just offer loans; we offer a gateway to achieving your real estate dreams. With a team dedicated to your success, we tailor solutions that match your goals. From the initial consultation to the final paperwork, our commitment ensures a seamless journey. Whether you’re a first-time homebuyer or an experienced investor, take charge of your property’s future. Connect with us at Tel 805-723-0609 or utilize our user-friendly online application – the path to property empowerment starts here.

    Contact Us :

    Hii Mortgage Loans Nipomo CA
    9782, 482 Rim Rock Rd # E,
    Nipomo, CA 93444
    Phone: 805-723-0609
    Website: https://happyinvestmentsinc.com/mortgage-broker-nipomo-ca/

     

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    Choose reliable Mortgage Broker Loan Programs in Nipomo CA

    We provide services for the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Loans
    Home Purchase Loans
    Home Refinance Lending
    Home Equity Lending
    Cash Out Home Lending
    FHA Loans/ VA Finance
    Hard Money Lending
    Home Equity Finance
    Second 2nd Mortgage Loans
    Commercial Lending
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Finance
    Transactional Funding
    Rehab/Construction & Investment Finance
    And Much, Much More!

    Whether you’re a first time home buyer or an Experience Investors. Look no further Call us Today To Become A Free Quote. Call 805-723-0609

    Since 2005 Happy Investments Inc has swiftly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages.  Mortgage Broker Nipomo CA Our consumers are the driving force behind what we do, and it is the Company’s beginning purpose to deliver competitive products with the most effective rates and service. Our staff has many years of experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right.

    we operate for the sole purpose of furnishing low-cost mortgage funding to all qualified clients. Established in California during the peak of the financing crisis, Mortgage Broker Nipomo CA  our commitment to client service assures a hassle-free and financially fulfilling consumer experience.

    By managing a vast network of banking relationships, we have easy access to probably the most favorable terms available for every specific loan scenario. Our network is composed of the largest financial institutes, smaller regional banks, portfolio financial institutions, and private loan sources.

    Our team has helped decades on behalf of property owners like you. We have intimate relationships with local lenders who know this market and understand the needs of midsize and smaller facility owners throughout the City’s neighborhoods. These relationships can help you get the loan you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the very best mortgage for you and your family from the many mortgage options that are available today. After you choose the loan that is best for you, we will work continuously in your place to help you achieve your dream of homeownership. To Get a Free Quote. Click Here

    Benefit from our expertise in the Mortgage Loaning industry by applying online today. You will identify that the skill, professionalism, and consideration we give to each of our clients make getting your finance a worthwhile undertaking.

    Give us a call today 805-723-0609 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy

    Our service firms are skilled in the areas of any variety of Property Mortgage Funding. The more efficient we can get your to fill online form, the quicker we can get you endorsed and funded. Don’t delay– do the good thing and call our Real Estate Mortgage fundings organization today.

    Our company Also Offer in Nipomo CA:

    Hard Money Finance
    Home Equity Loans
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    Project Video

    About Nipomo, California:

    Nipomo Place of the Big House or Village is a census-designated place (CDP) in San Luis Obispo County, California, United States. The population was 12,626 at the 2000 census and grew to for the 2010 census. According to the United States Census Bureau, the CDP has a total area of 14.9 square miles, virtually all of it land.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Nipomo CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Nipomo CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Nipomo CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Nipomo CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Nipomo CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.