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    TOTALLY FREE Quote Call 213-476-0079 . When you are searching for a Hard Money Broker Los Angeles CA, Call 213-476-0079 – Happy Investments, Inc. is a local company that has the answers. Contact Now completely free Quote

    Seeking A Real Estate Loans Broker Los Angeles CA.

    Real Estate Loans Broker Los Angeles CA

    Happy Investments, Inc. has a tried and tested track record and can get you financing. The qualifying rules for a Real Estate Loans Broker Los Angeles CA vary widely by bank and loan objective.

    Our team specializes in both residential and commercial financings. Credit rating, earnings, and other standard lending requirements may be assessed. However, we basically qualify a loan based upon the value of the real estate being collateralized.
    Every borrower has different needs and every real estate is different. Every lending institution has their own unique policies and programs. Now, this can be very complicated. We have access to different resources, which allows us to make certain that our borrowers get the absolute best loans possible.

    Happy Investments, Inc. provides you with loans based on the equity available in the Real estate. If you have been declined by other lenders and are tired of seeking out financing then contact Real Estate Loans Broker Los Angeles CA by calling us at 213-476-0079  or completing our Fast Response Form.

    Contact Us :

    HII Hard Money Loans Los Angeles CA
    685 S Lucas Ave # 909A,
    Los Angeles, CA 90017,
    Phone: 213-476-0079

    Error Made By Real Estate Loans Broker Los Angeles CA debtors.

    Most debtors make mistakes by contacting different lenders when they know their credit rating is low and revenue is not enough. Their best choice would be to contact a Real Estate Loans Broker Los Angeles CA for a fast solution. As we have contact with many private hard money investors.  Hard Money Loans

    Once we get your loan info package, we can get you a reply very quick. We will assist and provide you with all the available choices.

    Real benefits of Real Estate Loans Broker Los Angeles CA.

    You will be dealing with a team of specialists. If you have been turned down by other banks we can still get you hard money loans. We might do no docs loans. We can possibly do low FICO score loans. We focus on getting funding for investment properties. We get quick loan approvals. Once the loan is approved funding is quick.

    Contact Real Estate Loans Broker Los Angeles CA at 213-476-0079  or fill out our Quick Response Form.
    These are some resources that may be useful to you in learning hard money. Check Us Out here and also see our other Posts.

    Our specialists are skilled in the specialties of any mode of Land and buildings Mortgage Lending. The sooner we can get your to fill the online application form, the sooner we can get you approved and funded. Don’t hesitate– do the wise thing and call our Real Estate Mortgage finances organization today.

    Our firm Also Offer in Los Angeles CA:

    Residence Equity mortgage
    Second 2nd Mortgage Financings Bank
    Commercial Residential Mortgage Funding
    Bank Statement Home Mortgage Self Employed
    Home Buyer Down Payment Assistance Loan Solution
    Home Improvement Renovation Refinance Loans Financier
    First Time Home Buyers FHA Mortgage Loans Loan company
    Vacant Lands Lots Investment Financing
    Rehab Construction Fix Flip Loans Financing

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    About Los Angeles, California:

    Los Angeles is the second-most populous city in the United States, after New York City, and the most populous city in the Western United States. With an estimated population of four million, Los Angeles is the largest and most populous city in the state of California and the cultural, financial, and commercial center of Southern California. Nicknamed the “City of Angels” partly because of its name’s Spanish meaning, Los Angeles is known for its Mediterranean climate, ethnic diversity, and sprawling metropolis


    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.