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Mortgage Broker Fontana CA

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Happy Investments Inc has been a Mortgage Broker and lender serving California since 2005. Mortgage Broker Fontana CA Happy Investment Inc specializing in both residential and commercial Mortgage loans. Our dedicated team has over 20 years of united real estate experience in the financing business. Call us Today at 909-491-2851. Get a FREE Quote.

Our Organization has many Mortgage programs feature challenging rates of interest, low down payment requirements, flexible underwriting procedures, Each of these features is created to make your Mortgage Loan more affordable. Private Money Loans

Our preference is to provide amazing rates and low fees.
we walk you with the help of the complete mortgage process.
Close in time in the absence of surprises.
We assure you understand exactly what we are handling and why.
We help you obtain the most effective Mortgage program. Hard Money Loans

Mortgage Broker Fontana CA Our specialization is providing funding to people with confusing financial Situations. Our utmost goal is to create enduring relationships with each of my clients to ensure We may continue providing effective Mortgage service for a long period of times to come. become a mortgage broker

Contact Us :

Happy Investments, Inc. Fontana CA
13677 Foothill Blvd # G-2A
Fontana, CA 92335
Phone : 909-491-2851
Email : fontanahii@gmail.com
Website : https://www.happyinvestmentsinc.com/mortgage-broker-fontana-ca/

Choose the Best Mortgage Broker Loan Programs in Fontana CA

We provide services for the following Mortgage Loans:

Jumbo Home Lending
Reverse Mortgage Loans
Home Purchase Lending
Home Refinance Lending
Home Equity Loans
Cash Out Home Lending
FHA Loans/ VA Loans
Hard Money Lending
Home Equity Finance
Second 2nd Mortgage Lending
Commercial Lending
Bank Statement Home Loans
Home Improvement
First Time Home Buyers
Vacant Lands Finance
Transactional Funding
Rehab/Construction & Investment Loans
And Much, Much More!

Mortgage Broker Fontana CA No matter if you’re a very first time home buyer or an Expertise Investors. Look no further Call us Today To Become A Free Quote. Call 909-491-2851

Since 2005 Happy Investments Inc has rapidly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s founding purpose to provide competitive products with the best rates and service. Our staff has years of experience and knowledge working with this industry, and we can say with confidence that we will get the job done right. Mortgage Broker

Our team has worked with decades on behalf of building owners like you. We have intimate relationships with local lenders who know this market and comprehend the needs of midsize and smaller building owners throughout the City’s neighborhoods. These relationships can help you get the finance you need.

our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Mortgage Broker Fontana CA Our goal is to carefully guide you through the home mortgage process, so that you can confidently select the greatest mortgage for you and your family from the various mortgage options that are available today. After you select the loan that is best for you, we will work continually in your place to help you achieve your desire for homeownership. To Get a Free Quote. Click Here

Contact us today 909-491-2851 for a free, customized consultation. You can also apply online. It is fast, secure, and easy

Our service business is skilled in the areas of any kind of Property Mortgage Funding. The more effective we can get your to fill online form, the quicker we can get you approved and funded. Don’t delay– do the good thing and call our Real Estate Mortgage financings organization today.

Our company Also Offer in Fontana CA:

Hard Money Lending
Home Equity Finance
Second 2nd Mortgage Finance
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

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ABOUT Fontana, CA

Fontana is a city in San Bernardino County, California. Founded by Azariel Blanchard Miller in 1913, it remained essentially rural until World War II, when entrepreneur Henry J. Kaiser built a large steel mill in the area. It is now a regional hub of the trucking industry, with the east-west Interstate 10 and State Route 210 crossing the city and Interstate 15 passing diagonally through its northwestern quadrant.

It is home to a renovated historic theater, a municipal park, and the Auto Club Speedway on the site of the Kaiser Steel Mill. Fontana also hosts the Fontana Days Half Marathon and 5K run. This race is the fastest half-marathon course in the world.

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.